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Like health insurance can be contracted individually, there are health insurance options for businesses, both SMEs (Small and Medium Enterprises) and large businesses, with specific health budgets for every need.
These health insurance companies are basically the same as those offered to families and individuals, but with the difference that collectively are hired by the company, who provide health care as an alternative to their employees.
In addition to distinguishing these medical insurance companies by type of company, we can also distinguish between “open group insurance” and “closed group insurance.” The open group health insurance, just give you the opportunity to the employee of the company to hire a private health insurance, with a number of advantages over individual health insurance. In the closed collective insurance, the company given the opportunity, but also directly contract for health insurance for everyone.
Within the comparison of medical insurance, we will see some of the characteristics of medical insurance for businesses.